maybe I should say No Paypal in my listings

lacey · June 15, 2013, 06:51:16 PM

http://www.ebay.com.au/itm/300917027656?ssPageName=STRK:MEWAX:IT&_trksid=p3984.m1438.l2649

ausjack · June 15, 2013, 07:42:27 PM

why not, others do it and I even had one knock back direct deposit :scratch_one-s_head:

keldaw · June 15, 2013, 08:04:06 PM

ebay rules you have to offer paypal . ,, kel ,,

purplepennyhunter · June 15, 2013, 08:13:19 PM

Quote from: 'lacey' pid='18346' dateline='1371288076'http://www.ebay.com.au/itm/300917027656?ssPageName=STRK:MEWAX:IT&_trksid=p3984.m1438.l2649

They can't say that. As far as I am aware if you don't want to offer Paypal you have to offer Paymate.

keldaw · June 15, 2013, 08:19:06 PM

pp , don't ebay own both paypal and paymate as well . ,, kel ,,

Fulvio · June 15, 2013, 08:25:03 PM

Quote from: 'keldaw' pid='18353' dateline='1371293346'don't ebay own both paypal and paymate

And didn't they get a heap of grief from the ACCC a few years back? The whole paypal scam is a big part of why I gave up on ebay.

runway · June 16, 2013, 12:15:23 AM

I bought a coin from ebay and paid by paypal that was ok I got the coin but a note from the seller asked me not to use paypal anymore because paypal charges are over the top,use bank deposit instead

Bigfellani5 · June 16, 2013, 07:06:03 AM

PayPal is the most expensive merchant facility I take by far. It is also the most unsafe. I never have chargebacks with all the credit cards I take for mail order but just about always am fighting PayPal about a chargeback. If I had my way PayPal would be band. The ACCC ruling a few years ago stopped eBay making PayPal an exclusive payment method. As part of their ruling they mentioned how unsafe PayPal was.

Ozcoins · June 16, 2013, 10:13:58 AM

Afaik the only time you are allowed to say "No PayPal" is for can on pickup items.
I have had a listing pulled by eBay for saying "no PayPal" for a cash on pickup item and I pointed out their own rules to them.
The big problem I have with PayPal is that the main reason it is used is for the percieved "protection" for a buyer, but the buyer is not the one who pays the extra fees.
In any transaction, the party that gets benefit and incurs costs should be responsible for paying those costs.
It is even against the rules for a seller to say "buyer to cover any PayPal fees"
Its just an evil way to force extra fees on sellers.

Coins from Vending · June 16, 2013, 10:33:31 AM

Ebay owns paypal, they bought it a few years ago when they said you have to offer paypal, do you pau 9% on the sale price and about 3% in paypal fees.

Aonther auction site is ripe for setting up against Ebay?

MobOfRoos · June 16, 2013, 11:00:36 AM

Quote from: 'Ozcoins' pid='18378' dateline='1371343438'The big problem I have with PayPal is that the main reason it is used is for the percieved "protection" for a buyer, but the buyer is not the one who pays the extra fees.
In any transaction, the party that gets benefit and incurs costs should be responsible for paying those costs.

If the buyer had to pay the paypal fees then no one would use paypal. In the short term sellers would be happy but it would result in fewer sales in the long term.
When I first started buying on eBay I used paypal exclusively. Now that I am more comfortable with the format I will use direct deposit most of the time. The fact is though that I would never have started using eBay without the protection and anonymity of paypal.

I have seen a few sellers state "no paypal" and I am always happy bidding on an item which states this because I know I will get it at a bargain price. The "no paypal" clause deters a lot of potential bidders.

wwwww · June 16, 2013, 11:08:43 AM

Quote from: 'Bigfellani5' pid='18371' dateline='1371332163'PayPal is the most expensive merchant facility I take by far. It is also the most unsafe. I never have chargebacks with all the credit cards I take for mail order but just about always am fighting PayPal about a chargeback. If I had my way PayPal would be band. The ACCC ruling a few years ago stopped eBay making PayPal an exclusive payment method. As part of their ruling they mentioned how unsafe PayPal was.

If it is unsafe for sellers, it is therefore it is safer for buyers. The reason being is that buyers have two levels of protection - they can appeal through Paypal - if that fails they can do a chargeback.

Nobody likes to be forced to use a service, but the fact is buyers like Paypal, it's safe, it's secure and it's convenient, why would any business want to deny its customers the option?

Nevol · June 16, 2013, 11:12:22 AM

There's an interesting list of Ebay owned Companies here:

https://en.wikipedia.org/wiki/List_of_acquisitions_by_eBay

Paypal acquired in July 2002
Gumtree acquired in May 2005

robbiegal · June 16, 2013, 11:29:07 AM

if I pay for an auction item - auction house
I have to pay a 'credit card' premium - variable but I think about 2-3% ish
so I pay for my buyer protection indirectly through credit card charge back options

our local auction house: buyer fees
A 16.5% Buyer's Commission incl GST is added to the price of each lot
Payment by all major credit cards is accepted. Note a 3% surcharge applies

Steveqld · June 16, 2013, 12:04:29 PM

Quote from: 'wwwww' pid='18388' dateline='1371346723'
Quote from: 'Bigfellani5' pid='18371' dateline='1371332163'PayPal is the most expensive merchant facility I take by far. It is also the most unsafe. I never have chargebacks with all the credit cards I take for mail order but just about always am fighting PayPal about a chargeback. If I had my way PayPal would be band. The ACCC ruling a few years ago stopped eBay making PayPal an exclusive payment method. As part of their ruling they mentioned how unsafe PayPal was.

If it is unsafe for sellers, it is therefore it is safer for buyers. The reason being is that buyers have two levels of protection - they can appeal through Paypal - if that fails they can do a chargeback.

Nobody likes to be forced to use a service, but the fact is buyers like Paypal, it's safe, it's secure and it's convenient, why would any business want to deny its customers the option?

I've never tried to exclude Paypal and am happy to use it. It's just a cost of doing business.

I do notice about 10% of my purchasers contact me to ask for bank details for a direct deposit. I'm happy to avoid the additional fees but it is a drama for the buyer and seller because I've got to wait several days for the deposit to appear in my account. Several times I've trusted the buyer to have made the deposit and sent the coin off prematurely and the money has never shown but I've only done that for low value items.

I think the seller's concern is that they do not trust Paypal to make a fair and unbiased appraisal of a contested transaction. It appears to be weighted towards the buyer.