honest mistake or bank rip off

Started by ausjack, December 27, 2012, 06:45:37 AM

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ausjack

Any one else got bags of coins from the bank and found they are short..as in a bag of 50 cents weighs right but when you empty it you'll find 20 and 10 cent coins in there. This has happened the last 2 times I've noodled, once from the comm bank and once from the credit union. The bank acted like I did it but the credit union was good and didn't have a problem changing the bag over so I'm thinking about looking at the bags before I leave the bank now..so much for weighing is "spot on" yet another joke as this shouldn't happen :zomby:

I know 30 odd cents isn't much but that's how the bastards get at us..just a little off EVERYONE makes a lot for them :help:
A wise person knows there is something to learn from everyone.

Nevol

I used to have that happen with any bulk lot of cons I got from CBA. It was a very common occurrence.

There was one teller that I would try to avoid, simply because she could NOT count money.
One day she got it wrong 3 times, kept getting different totals, and had to get someone else to re-count it for her only to find that MY total was correct. Her totals were over $100 short, and this happened to me on 3 separate occasions. :dash1:

She even got bags of coins wrong. I bet that Branch never balanced at the end of each day.  

Thank goodness she was transferred to a branch I'll never have to go to. She was a lovely lady, but should never have been a teller in a Bank.  :dodgy:
A Platypus is a duck designed by a committee ( anon)

Mister T

I don't really count to make sure they're right but I assume they are and when I top up bags to take back there never seems to be any obvious disparity.
The only time I've had mixed denominations in a bag the total was still correct and the teller even said that it had the right amount of money.

ausjack

You don't have to count Mister T, as soon as you open a bag of what is suppose to be all 50 cents and you find 10's and 20 cent coins in the bag and I've found 5's and 10's in 20 cent bags but they weigh correct according to the bank..just thought it odd so it looks like grafton got you teller Nancy :dodgy:
A wise person knows there is something to learn from everyone.

trout

I have only got coins from the bank on 2 occasions for noodling.
I didn't notice anything wrong on them occasions.
When I have to travel for work I take a calico bag with me and every time I crack a note I always keep the change and don't spend it.
After a couple or three weeks I normaly have between 2-3 hundred in coins to noodle.
I haven't found a great deal so far, 1 incuse and a couple of mint set only 20 cent coins, But it is fun to have a look through them all anyway.
Aim well to enjoy life. You only get One shot at it.
Illegitimi non carborundum

Australian coin

We get that all the time too.
Annoying and we defiantly tell the bank people. â€" Everyone coughs up the right amount there was no probs from the banks
From being short in value in baggies to foreign coin substitutes.
Have seen some funny things too, I know there are other noodlers out there and they put a piece of paper or glitter in the returned sorted baggies, you see that and you like someone’s already done this one.
The bank staffs that know we collect coins usually tell us if new coins have come in and you don’t get the doubled up problem.

Goldseeker

I am glad someone else has had the same problem I have experienced.  I once swapped four bags each of $500 of $1 coins to be given four in exchange for noodling.   After going through the "new bags" is was $21 short.   I had numerous 10c pieces, 2 x $2 coins and other crap.   Took them back and after a discussion with the Branch Manager I was given my $21  back.   THis then started the problem of fees for coin handling  at this particular Commonwealth Bank which spread to four or five other bank branches in my local area.  I recently started noodling bulk coins again and in four bags of 50c's and two bags of 20c coins, I was again short .   The bags were weighed before they were given to me.   I am convinced that the problem is the Commonwealth Banks coin sort machines.   First, they will not reject foreign coins.   IE Kiwi 20c pieces, Vietnam 5000 Dong coins, etc etc etc.   Fijian coins are another problem as well as Singaporean coins.   All these coins should be manually sorted and counted as they used to be.   I have had the bank challenge the returning bags and I have demanded thaey open the bag and count the coins in my presence.   They decided it wasn't worth their time and eventually accepted the bags I presented untouched.   I can't afford to cheat the bank(s) with foreign coins or a shortfall in coins as they are, after all, assisting me in my Mule finds etc.   If I was offered a job in  a bank to sort and count coins I would take it on for no pay.   That way the bank would get accurate counts, all foreign coins rejected and I get to replace with my own money, any coin that is valuable.   IE Mules and Incuse 50c pieces or Wavey 20c coins.   If the banks were to remove the 1% coin handling fee, then I would keep going but, as already said, the banks are in it to reep profits from us poor suckers.   The best part is I have never had a problem with Casino or clubs in this field.   If the clubs can do it why not banks.   Can other members please advise as to what banks they get their coins from and in what quantities please and any fees that they are charged.   I would be interested to hear.
Message rec\'d from Jens Coins 18 Jul 23: 
Bruce Mansfield passed away today 18 Jul 2023 – Acute Myeloid Leukemia


Nevol

I have only ever used CBA, as that's where my A/C's are, no fees have ever been payable either.
A Platypus is a duck designed by a committee ( anon)

Steveqld

I've had the same problems as others but suspect it is more due to customers who take their coins to the bank already bagged.  The teller will just weigh it rather than count and then the next customer is given the same bag.  I don't think it is worth the bank's reputation to deliberately shortchange customers.  On the other hand I'm sure there are some businesses that will deliberately shortchange it to make a dollar or two.

By the same token I have also mistakenly been given a $50 bag of $1 coins instead of a $20 bag so I declared it.

To avoid doubling up I take my coins to coin counting machines either at the Westpac bank or credit union and they only use Chubb.  I collect coins from Bank of Qld or NAB who use Armagard and from what I've seen only Armagard will distribute coins collected from the mint. I've had more problems with coin dispensing machines than coin counting but the tellers have always made it up without question.  By using coin counters and coin dispensers there is little inconvenience for the tellers.

I'm sure the tellers know I collect but if asked I just tell them it is for the work social club or weekend markets.  I asked about poppy coins at the NAB a week ago but they didn't think they had any.  Got home and the teller rang to say they had found a bag of them and had put them in the safe for me next time I go in.  They're the tellers I try and stay onside with.

Mister T

I get all my money from Westpac and pay nothing for the privilege. I do it on a fairly irregular basis though and it's usually 15 bags of coins or less. The branch I normally go to is in a shopping centre so I assume it's not uncommon for cashiers to come in asking for change anyway (but the tellers know what I'm up to).

The only time I've ever had a deposit scrutinised was at a Suncorp branch where the stern old teller shook up and examined my bag to see if I was trying to pass any Kiwis.

ausjack

So I'm not the only one and most of the dud coins come from the comm bank and I think someone at the credit union is taking all my coins as the last time I noodled I got sweet FA, either that or trout has finally taken them all :blush2:
A wise person knows there is something to learn from everyone.

MobOfRoos

Yes I've got some dodgy bags from the CBA too. Bags of 50c that have had 20c in there as well. I dont think it is deliberate though. Its just the economics of having to count each coin individually.

I have also had a few "wins" like a counting machine that thought my 5c was a $2.

so as they say...swings and roundabouts....

ausjack

GET OUT :swoon: you had a win from a bank..good on ya roo, must be about the only one in oz to get one on the banks. I take my hat off to ya mate :hi:

I want off the bloody roundabout :biggrin:
A wise person knows there is something to learn from everyone.

JeffH

I have had a 50¢ bag with a 20¢ in it. Also a few 20¢ and 50¢ bags with some 10¢ coins. So far I think the bank owes me 40¢.
These have all been ziplock bags, packed by the bank. When you think how they weigh them then difference overall would not show on the coin scale.

I was going to say that I have never had an Armaguard sealed bag wrong but, just this morning, I opened a 20¢ bag with only 19 coins.

Jeff
Thinking is dangerous, it makes you think. That\'s why many people avoid it.

Goldseeker

But what size bags are most of us talking about.   I am talking about the large plastic bags that hold anywhere bewtween 200 to 500 coins in 20c, 50c and $1 coins.   I am not noodling 5c and 10c coins.

I too have accounts with the Commonwealth but they still want to charge a "coin handling fee" of exchanges of $1,000 or more.   Darn it.
Message rec\'d from Jens Coins 18 Jul 23: 
Bruce Mansfield passed away today 18 Jul 2023 – Acute Myeloid Leukemia