paypal v's paymate

ausjack · April 15, 2014, 07:14:16 PM

just thought I'd start a thread for ya's :ok:

Bigfellani5 · April 16, 2014, 08:40:03 AM

Both are poison but would prefer paymate as it is not owned by eBay yet!

Basil · April 16, 2014, 08:45:32 AM

I purchased $200+ worth of computer parts off Ebay a few years ago and the seller only used Paymate,i used a CC and got hit with around $20 worth of charges,never again.

markn · April 16, 2014, 09:06:41 AM

Someone needs to pay when payments are made online. Whether it be the buyer or the seller. There's no avoiding it. I watch this complaining about fees that Paypal and PayMate charge with a bit of amusement because they are LESS THAN HALF what I need to pay for the privilege of accepting credit card payments from the USA. If you don't want to pay fees to buy or sell online then don't buy or sell online.

emu666 · April 16, 2014, 11:43:11 AM

Quote from: 'markn' pid='46586' dateline='1397605001'Someone needs to pay when payments are made online. Whether it be the buyer or the seller. There's no avoiding it. I watch this complaining about fees that Paypal and PayMate charge with a bit of amusement because they are LESS THAN HALF what I need to pay for the privilege of accepting credit card payments from the USA. If you don't want to pay fees to buy or sell online then don't buy or sell online.

A but of amusement?

markn · April 16, 2014, 07:29:31 PM

Quote from: 'emu666' pid='46603' dateline='1397614391'A but of amusement?

yes, it's the butt of my amusement.

Basil · April 16, 2014, 09:31:33 PM

Quote from: 'markn' pid='46586' dateline='1397605001'Someone needs to pay when payments are made online. Whether it be the buyer or the seller. There's no avoiding it. I watch this complaining about fees that Paypal and PayMate charge with a bit of amusement because they are LESS THAN HALF what I need to pay for the privilege of accepting credit card payments from the USA. If you don't want to pay fees to buy or sell online then don't buy or sell online.

Yes,but in those days the seller didn't make it clear that the buyer pays Paymate Fees,i didn't know until after i purchased and there was no other option other than Pickup in another State.

I spent decades advertising in the SMH,Age & CM,what a dent those little slips made in your profits,Ebay is fair & reasonable compared to those bastards but i still feel Ebay is killing the Golden Goose,they are getting too greedy to maximise returns before the serious competitors start dismantling their Business model and the US Govt. moves to get a share of the Billions in profit.My take on it all.

Bigfellani5 · April 17, 2014, 07:50:47 AM

Paypal is the most expensive merchant facility I have by far. It is also the most unsafe by a long long way.

trout · April 17, 2014, 07:42:13 PM

Paypal Paymate whatever , use any third party for a transaction and it WILL cost you extra.
I do a lot of business using direct deposit without the excessive costs of the above two choices.
CASH will always be King :good:

serial · April 18, 2014, 10:54:15 AM

I use paypal because I don't want to be a "statistic" or someone who adds to the amount lost via computer scams.
it is like a warm (expensive) blanket it makes me feel safe

Bigfellani5 · April 18, 2014, 11:17:41 AM

Serial.... Be careful.... Paypal is not that safe!

lacey · April 18, 2014, 06:51:23 PM

If you know the seller and have used them before, why send payment through 'friends & family'? It doesn't cost anyone
fees then.

JeffH · April 18, 2014, 07:04:26 PM

With PayPal that payment costs the person paying (instead of the seller).
Not a good idea for a purchase.
As a seller I would be happy for buyers to do that and not get stung the fee -never happened and I don't expect it ever will.

trout · April 18, 2014, 07:10:25 PM

Quote from: 'JeffH' pid='46820' dateline='1397813666'With PayPal that payment costs the person paying (instead of the seller).
Not a good idea for a purchase.
As a seller I would be happy for buyers to do that and not get stung the fee -never happened and I don't expect it ever will.

The seller NOT buyer pays the fees :ok:

purplepennyhunter · April 18, 2014, 08:48:55 PM

With Paypal if you send money to someone's email address you can choose an option that they are family or friends and then the fee is paid by you (or there's no fee if you're using your Paypal balance) and it is much less than say what you'd be charged to receive a payment as a seller on ebay.