2014 Collecting Goals

[trout]

For Me picking the coins up as they are issued is easier and nearly always cheaper in the long run.

That's an interesting comment.  Clearly you must purchase a very select few RAM issues if you manage to get them cheaper at issue than on the secondary market a few years later.

I normally concentrate on $1, 50 cent and 20 cent coins (Non Gold and rarely silver), A lot of these can be cheaper on the secondary market but I don't have a crystal ball and have NO idea which ones will be cheaper as the years go by.
There is also the quality of the coins to be considered, a large proportion of the $1 25mm coins issued in those ridicules open paper pouches and PVC envelopes can be absolute shockers .
As all my coins in my decimal sets are Uncirculated getting them from circulation isn't an option for me because I rarely get them in good condition.
I am not saying it is always cheaper to get them at issue but it is far easier and you normally get a coin in good shape (There are exceptions :dash1: ).
There is also the advantage of just buying one coin or a set at a time so I don't seem to be forking out so much money at one time.