just thought I'd start a thread for ya's :ok:
Both are poison but would prefer paymate as it is not owned by eBay yet!
I purchased $200+ worth of computer parts off Ebay a few years ago and the seller only used Paymate,i used a CC and got hit with around $20 worth of charges,never again.
Someone needs to pay when payments are made online. Whether it be the buyer or the seller. There's no avoiding it. I watch this complaining about fees that Paypal and PayMate charge with a bit of amusement because they are LESS THAN HALF what I need to pay for the privilege of accepting credit card payments from the USA. If you don't want to pay fees to buy or sell online then don't buy or sell online.
Quote from: 'markn' pid='46586' dateline='1397605001'Someone needs to pay when payments are made online. Whether it be the buyer or the seller. There's no avoiding it. I watch this complaining about fees that Paypal and PayMate charge with a bit of amusement because they are LESS THAN HALF what I need to pay for the privilege of accepting credit card payments from the USA. If you don't want to pay fees to buy or sell online then don't buy or sell online.
A but of amusement?
Quote from: 'emu666' pid='46603' dateline='1397614391'A but of amusement?
yes, it's the butt of my amusement.
Quote from: 'markn' pid='46586' dateline='1397605001'Someone needs to pay when payments are made online. Whether it be the buyer or the seller. There's no avoiding it. I watch this complaining about fees that Paypal and PayMate charge with a bit of amusement because they are LESS THAN HALF what I need to pay for the privilege of accepting credit card payments from the USA. If you don't want to pay fees to buy or sell online then don't buy or sell online.
Yes,but in those days the seller didn't make it clear that the buyer pays Paymate Fees,i didn't know until after i purchased and there was no other option other than Pickup in another State.
I spent decades advertising in the SMH,Age & CM,what a dent those little slips made in your profits,Ebay is fair & reasonable compared to those bastards but i still feel Ebay is killing the Golden Goose,they are getting too greedy to maximise returns before the serious competitors start dismantling their Business model and the US Govt. moves to get a share of the Billions in profit.My take on it all.
Paypal is the most expensive merchant facility I have by far. It is also the most unsafe by a long long way.
Paypal Paymate whatever , use any third party for a transaction and it WILL cost you extra.
I do a lot of business using direct deposit without the excessive costs of the above two choices.
CASH will always be King :good:
I use paypal because I don't want to be a "statistic" or someone who adds to the amount lost via computer scams.
it is like a warm (expensive) blanket it makes me feel safe
Serial.... Be careful.... Paypal is not that safe!
If you know the seller and have used them before, why send payment through 'friends & family'? It doesn't cost anyone
fees then.
With PayPal that payment costs the person paying (instead of the seller).
Not a good idea for a purchase.
As a seller I would be happy for buyers to do that and not get stung the fee -never happened and I don't expect it ever will.
Quote from: 'JeffH' pid='46820' dateline='1397813666'With PayPal that payment costs the person paying (instead of the seller).
Not a good idea for a purchase.
As a seller I would be happy for buyers to do that and not get stung the fee -never happened and I don't expect it ever will.
The seller NOT buyer pays the fees :ok:
With Paypal if you send money to someone's email address you can choose an option that they are family or friends and then the fee is paid by you (or there's no fee if you're using your Paypal balance) and it is much less than say what you'd be charged to receive a payment as a seller on ebay.
My understanding is that as a buyer and seller you have some insurance or protection and the fees cover this. So if you don't receive the item you paid for you can claim a refund. If you send money by "friends and family" you wont get any refund if your item goes walkabout. The fees lower the risks for buyers at least.
Buyer protection is only available via eBay sales. This is also the case with seller protection. Seller protection is rubbish and when you try to use it paypal weasel their way out of it. I have a whole file of seller protection claims I have lodged with paypal.... Not to mention fraud cases I was supposed to be protected on that paypal tried to avoid their obligations on. Last count I have lodged 22 complaints to the banking ombudsman about paypal stealing my money and have had 21 victories ( one still pending). When eBay tried to force the use of paypal a few years ago the accc in their ruling gave paypal a roasting about how unsafe they were. Banks are angels compared to paypal.
gee there's a lot of warnings about paypal and the like and they wonder why people don't like to use them, all this talk scares me to much to even try it and the stress would be too much :(
I refuse to use it and haven't had a problem except for the people that refuse to do direct deposit
I have 100% pos feedback as a buyer only and some comments are pretty good so I normally don't have any problems and sometimes because I direct deposit they will give me a gift so I think that's pretty cool :)