http://www.ebay.com.au/itm/300917027656?ssPageName=STRK:MEWAX:IT&_trksid=p3984.m1438.l2649
why not, others do it and I even had one knock back direct deposit :scratch_one-s_head:
ebay rules you have to offer paypal . ,, kel ,,
Quote from: 'lacey' pid='18346' dateline='1371288076'http://www.ebay.com.au/itm/300917027656?ssPageName=STRK:MEWAX:IT&_trksid=p3984.m1438.l2649
They can't say that. As far as I am aware if you don't want to offer Paypal you have to offer Paymate.
pp , don't ebay own both paypal and paymate as well . ,, kel ,,
Quote from: 'keldaw' pid='18353' dateline='1371293346'don't ebay own both paypal and paymate
And didn't they get a heap of grief from the ACCC a few years back? The whole paypal scam is a big part of why I gave up on ebay.
I bought a coin from ebay and paid by paypal that was ok I got the coin but a note from the seller asked me not to use paypal anymore because paypal charges are over the top,use bank deposit instead
PayPal is the most expensive merchant facility I take by far. It is also the most unsafe. I never have chargebacks with all the credit cards I take for mail order but just about always am fighting PayPal about a chargeback. If I had my way PayPal would be band. The ACCC ruling a few years ago stopped eBay making PayPal an exclusive payment method. As part of their ruling they mentioned how unsafe PayPal was.
Afaik the only time you are allowed to say "No PayPal" is for can on pickup items.
I have had a listing pulled by eBay for saying "no PayPal" for a cash on pickup item and I pointed out their own rules to them.
The big problem I have with PayPal is that the main reason it is used is for the percieved "protection" for a buyer, but the buyer is not the one who pays the extra fees.
In any transaction, the party that gets benefit and incurs costs should be responsible for paying those costs.
It is even against the rules for a seller to say "buyer to cover any PayPal fees"
Its just an evil way to force extra fees on sellers.
Ebay owns paypal, they bought it a few years ago when they said you have to offer paypal, do you pau 9% on the sale price and about 3% in paypal fees.
Aonther auction site is ripe for setting up against Ebay????
Quote from: 'Ozcoins' pid='18378' dateline='1371343438'The big problem I have with PayPal is that the main reason it is used is for the percieved "protection" for a buyer, but the buyer is not the one who pays the extra fees.
In any transaction, the party that gets benefit and incurs costs should be responsible for paying those costs.
If the buyer had to pay the paypal fees then no one would use paypal. In the short term sellers would be happy but it would result in fewer sales in the long term.
When I first started buying on eBay I used paypal exclusively. Now that I am more comfortable with the format I will use direct deposit most of the time. The fact is though that I would never have started using eBay without the protection and anonymity of paypal.
I have seen a few sellers state "no paypal" and I am always happy bidding on an item which states this because I know I will get it at a bargain price. The "no paypal" clause deters a lot of potential bidders.
Quote from: 'Bigfellani5' pid='18371' dateline='1371332163'PayPal is the most expensive merchant facility I take by far. It is also the most unsafe. I never have chargebacks with all the credit cards I take for mail order but just about always am fighting PayPal about a chargeback. If I had my way PayPal would be band. The ACCC ruling a few years ago stopped eBay making PayPal an exclusive payment method. As part of their ruling they mentioned how unsafe PayPal was.
If it is unsafe for sellers, it is therefore it is safer for buyers. The reason being is that buyers have two levels of protection - they can appeal through Paypal - if that fails they can do a chargeback.
Nobody likes to be forced to use a service, but the fact is buyers like Paypal, it's safe, it's secure and it's convenient, why would any business want to deny its customers the option?
There's an interesting list of Ebay owned Companies here:
https://en.wikipedia.org/wiki/List_of_acquisitions_by_eBay
Paypal acquired in July 2002
Gumtree acquired in May 2005
if I pay for an auction item - auction house
I have to pay a 'credit card' premium - variable but I think about 2-3% ish
so I pay for my buyer protection indirectly through credit card charge back options
our local auction house: buyer fees
A 16.5% Buyer's Commission incl GST is added to the price of each lot
Payment by all major credit cards is accepted. Note a 3% surcharge applies
Quote from: 'wwwww' pid='18388' dateline='1371346723'Quote from: 'Bigfellani5' pid='18371' dateline='1371332163'PayPal is the most expensive merchant facility I take by far. It is also the most unsafe. I never have chargebacks with all the credit cards I take for mail order but just about always am fighting PayPal about a chargeback. If I had my way PayPal would be band. The ACCC ruling a few years ago stopped eBay making PayPal an exclusive payment method. As part of their ruling they mentioned how unsafe PayPal was.
If it is unsafe for sellers, it is therefore it is safer for buyers. The reason being is that buyers have two levels of protection - they can appeal through Paypal - if that fails they can do a chargeback.
Nobody likes to be forced to use a service, but the fact is buyers like Paypal, it's safe, it's secure and it's convenient, why would any business want to deny its customers the option?
I've never tried to exclude Paypal and am happy to use it. It's just a cost of doing business.
I do notice about 10% of my purchasers contact me to ask for bank details for a direct deposit. I'm happy to avoid the additional fees but it is a drama for the buyer and seller because I've got to wait several days for the deposit to appear in my account. Several times I've trusted the buyer to have made the deposit and sent the coin off prematurely and the money has never shown but I've only done that for low value items.
I think the seller's concern is that they do not trust Paypal to make a fair and unbiased appraisal of a contested transaction. It appears to be weighted towards the buyer.
Quote from: 'MobOfRoos' pid='18386' dateline='1371346236'If the buyer had to pay the paypal fees then no one would use paypal.
And this is EXACTLY the problem I have with it...
If the value of using paypal is there, then the person getting the value should be happy to pay for the fees.
If no one would use paypal, then that just proves paypal is not good value for money at the rates they charge.
If the person getting the service ("added protection") does not see enough value in it to pay the attached fees, why should some other person be forced to pay?
I would be perfectly happy to put "no paypal" in all my sales and list buy now items slightly cheaper. and if I were to get less money on auction items so be it.
Or "Paypal accepted if you cover the fees", or "Discount for direct deposit/COD" etc, etc
However none of those is even an option - they are all excluded by Ebay rules - Just to force paypal (and the associated fees).
We've had the experience (not with eBay) with Paypal where we've happily given the refund and the at the complaint stage Paypal have taken the money again. So we were out of pocket twice! From this side I'll always wait for the Paypal resolution for the buyer to get their money back, from a professional point of view though it's better, if the customer asks to simply give the money back and refund the purchase so it's a catch 22 for the seller.
I would not offer Paypal if I had a choice or another suitable option my buyers were happy with. I don't use Paymate, have used a service called Moneybookers, it was all just a headache.
If I had a choice I would never use Paypal. For all you sellers, don't be afraid to use the banking ombudsman against PayPal. I have gone to the almost 2 dozen times and never lost and always got my money back.
I have had items removed from EBay as I used to state "NO PYPAL, Direct Bank Deposit Preferred". Item removed by EBay.
Maybe it's the "no Paypal" part. Still seem to be sellers around who just state that they prefer direct deposit.
Pedro
Quote from: 'keldaw' pid='18353' dateline='1371293346'pp , don't ebay own both paypal and paymate as well . ,, kel ,,
No they don't own Paymate. It's an Aussie company, I was told over the phone. The pity of it is, not many ppl use it. I'm set up for it but don't often see a seller asking payment that way.
Quote from: 'error hunter' pid='18379' dateline='1371344611'Ebay owns paypal, they bought it a few years ago when they said you have to offer paypal, do you pau 9% on the sale price and about 3% in paypal fees.
Aonther auction site is ripe for setting up against Ebay????
Not sure whether it's worth it.
Quicksales are now doing fee free listing and re-listing and no FVF anymore. So I listed about 100 coins about 2 months ago and only sold about 6 coins and 5 of these were to same buyer. And I've even taking PP payments and still no go. So my coins will go round and round the merry-go-round 4ever.
Gee I'm lucky I don't play by the rules most of the time other wise I wouldn't have got heaps of bargin cards off ebay..don't deal out side of ebay and don't send cash pfff..yeah I agree to start with or until you get to know roughly what they're like but for an eg if PP has something on ebay i'd wait for it to end and if it didn't sell I'd send her cash as we have dealt before and I find her excellent so it's not a problem :)
I was getting boxes of cards off one bloke near 1/2 the price he'd sell on ebay and he was happy to deal out side as it saved him listing and everything else as well :good:
Oh and no I don't have a credit card and haven't used paypal for 2 years but they keep sending emails :dodgy: